Mortgage Team
LOCAL LENDERS. PROVEN EXPERTISE.
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Justin Harris
President - Mortgage Production
Grand Junction, CO
NMLS # 289336
Glen Whaley
SVP - Mortgage Production
Grand Junction, CO
NMLS # 1528530
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Simple Steps to Homeownership
Buying a home starts with a few key steps. Our mortgage team will walk you through the process, help you understand what’s needed, and provide clear guidance from first conversation to closing.
Buying a home is a big step. Our local team is here to walk you through the process and answer questions along the way.
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Loan options tailored to your goals
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Clear explanations from a local lender
Getting started is simple, and you won’t do it alone. Apply online or connect directly with a Timberline Mortgage loan officer.
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Easy application process
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One-on-one support from a local team
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Pre-qualification or pre-approval available
We’ll help you gather what’s needed and keep everything moving smoothly.
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Secure document uploads
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Help from a familiar, local contact
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Clear next steps and friendly reminders
Your loan is reviewed with care and local insight — not passed off to a distant call center.
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Thoughtful, thorough review
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Quick communication if questions come up
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Progress updates you can count on
We’ll make sure you understand every detail before you sign.
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Final review of loan terms
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Clear explanation of costs and timing
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Confidence when it’s time to close
Our relationship doesn’t end at closing. We’re here for the long run.
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Ongoing support from your local bank
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Help with future home financing needs
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A trusted community partner
Get Started Today.
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Local.
Our mortgage lenders live and work in the communities they serve, bringing insight shaped by local neighborhoods, market conditions, and real relationships. When you work with Timberline, you’re having conversations with people who understand the area, stay accessible, and remain personally involved throughout the home financing process.
Personal.
Home financing isn’t one-size-fits-all. We take time to understand your goals, answer your questions clearly, and guide you through each step with thoughtful communication and consistent support. From first conversation to closing, your experience is centered around you.
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People First.
We believe the mortgage process should feel human. That means prioritizing relationships over transactions, clarity over complexity, and service over volume. Throughout the journey, you’ll work with a team committed to treating you with care, respect, and transparency every step of the way.
Not Ready To Apply?Let’s Walk Through It Together.
Buying a home comes with questions, and that’s completely normal. Our mortgage team is here to help you understand your options, talk through next steps, and move forward at your pace — no pressure, just clear guidance.