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Business Credit Card Solutions

Fuel your business growth with a business credit card.

Manage business expenses effectively and build a strong credit profile with a Timberline Bank business credit card. From covering day-to-day operations to making strategic investments, a business credit card offers valuable financial tools for your growing business.

Benefits of a Timberline Bank Business Credit Card

  • Fuel Your Business Growth: Access the capital you need to invest in inventory, equipment, marketing, and more.
  • Streamline Expense Management: Simplify tracking and reporting with detailed monthly statements and online account access.
  • Build Your Business Credit: Establish and improve your business credit history for future financing opportunities.

SpendTrack

Timberline Bank is excited to offer you an all in one Business Card Management Solution that you can use to check current balances, set user credit limits, check statement balances, and more. 

The SpendTrack Control Account allows customers to:

  • Check current balance and view available credit
  • View last statement balance and minimum payment due
  • Determine past due amount (if applicable)
  • Set or update automatic payment
  • Make payments and add or change payment accounts
  • Manage individual card holder accounts

Your Spending, Your Rewards

Get more from every purchase with Timberline Bank's uChoose program. 
  • Points earned for:
    • 3 points for every dollar of qualifying purchases spent on travel expenses
    • 2 points for every dollar of qualifying purchases spent at restaurants
    • 1 point for every dollar of qualifying purchases spent on other transactions
  • No limit to the number of points that can be earned
  • Customers must have 1,500 points before they can be redeemed
Points may be redeemed for:
  • Statement credit (also referred to as “cash back”)
  • Offers on the uChoose Reward program website
  • 100 points =$1

 

Once logged into the uChoose platform, customers will see how to: 

  1. Earn points
    This tab shows active “Featured Offers” and “Trending Offers”

  2. Redeem points
    This tab shows the 6 ways a customer can redeem points

  3. View earned rewards
    This tab shows points available, points earned, and points redeemed

Business Credit Card FAQs

Why is there a “Control Account” on my credit card?

The Control Account is in place to ensure employees only spend the designated dollar amount per month as specified by the business owner or authorized person. Making a payment to the Control Account outside of the billing cycle will not free up funds to individual users’ cards until the beginning of the new billing cycle.

Why isn’t an early payment to the Control Account immediately applied to the individual card balances?

The Control Account helps business owners/controllers limit the spending of any one employee to the designated monthly credit amount. This acts as a control feature to limit spending.

How do I free up credit for an individual card sub-account before the regularly scheduled payment cycle?

A payment must be made to the individual card. To do this, within SpendTrack:

  1. Scroll down on the home screen to the "Cardholders" section
  2. Click on “Make a Payment” under the ellipses of the user whose card you want to pay down
  3. Schedule the payment date and the amount you wish to pay down
  4. Select the payment account, view terms and conditions
  5. Check the terms and conditions box, and choose “Pay”
By doing this, you will free up the card for use the day after the scheduled payment date. This circumvents the Control Account spending limit.
How do I add a payment account?

From the home screen of SpendTrack:

  1. Click “Add Payment Account”
  2. Select checking or savings
  3. Enter the ABA routing number, bank account number, name of account, and account nickname
  4. Select “Add Payment Account"
How do I make a one-time payment?
Within SpendTrack:
  1. Select the “Make a Payment” tab
  2. Select a due date
  3. Choose the amount
  4. Select payment account
  5. Review/consent to the terms and conditions, and click “Pay”
How do I set up an “Autopay” for my card?
Within SpendTrack:
  1. Select the "Autopay" tab
  2. Select “Due Date,” or “Choose a Day”
  3. Next, select the amount to pay
  4. Select the account type, and enter the routing and account number for the designated payment account
  5. View terms and conditions, check the terms and conditions box, and select “Update Autopay”
How do I set up travel notices?

If your business card is visible within our digital banking platform, follow these steps to set travel exemptions:

  1. Open the app or webpage and tap on "Menu"
  2. Select "Card Services," then "Card Controls"
  3. Choose the card you wish to register travel with
  4. Scroll down and tap on "Manage Travel Plans"

It's important to note that you can add up to 2 travel plans per card and within each Travel Plan, you can add at max 15 destinations. 

If you have questions or are unable to see your card within the digital banking platform, please contact a member of our dedicated team at
1-800-331-3757.

How do I access rewards points for my card?
To access rewards points tied to your business credit card, follow these steps from the uChoose home screen or click HERE: 
  1. Customers must be enrolled under the Control Card to redeem points. Access uChoose Rewards HERE. 
  2. Click on the arrow next to your point amount
  3. From here, you can view, redeem, and earn points
Can I call Timberline Bank if I have problems and cannot resolve the issue online?

Yes. Timberline Bank support is available M-F 8:00 am – 5:00 pm by calling 1-800-331-3757.