Community Impact Program

Checking and Savings Benefits for Employees of Eligible Law Enforcement, Fire Services, and Education Organizations

You support our communities every day. Timberline Bank’s Community Impact Program supports you with checking and savings benefits for eligible employees* of police departments, fire departments, sheriff’s offices, and K–12 education. It’s our way of saying thank you for the work you do.

$250 Annual Checking Bonus*
With qualifying payroll direct deposit from an eligible employer.
Earn Interest on Checking and Savings
Earn 1.5% on checking balances of $1,000 or more and 2.5% on savings balances of $500 or more.*
No Monthly Checking Service Charge
Keep more of what you earn.
Built for Those Who Serve
Available to all employees of eligible police departments, fire departments, sheriff’s offices, and K–12 education.*

*Eligibility is limited to employees of eligible police departments, fire departments, sheriff’s offices, and K–12 education in Mesa, Montrose, Delta, Pitkin, Eagle, Garfield, San Miguel, and Ouray counties. A $100 opening deposit is required for each account. Minimum balances to earn interest are $1,000 for checking and $500 for savings. Savings accounts are subject to a $5 monthly service charge if the balance falls below $500 and a $10 fee for each debit transaction over six per month. The $250 checking bonus requires opening a new checking account and establishing qualifying ACH payroll direct deposit from an eligible employer. The initial bonus is paid within 60 days of establishing qualifying payroll direct deposit, with subsequent annual bonuses paid in August, subject to continued eligibility and program requirements. Account approval and additional terms apply.

Who is eligible for the Community Impact Program?

The program is open to all employees of eligible police departments, fire departments, sheriff’s offices, and K–12 education in Mesa, Montrose, Delta, Pitkin, Eagle, Garfield, San Miguel, and Ouray counties.

Do I need to be a first responder or teacher to qualify?

No. The program is open to all employees of eligible police departments, fire departments, sheriff’s offices, and K–12 education in the five eligible counties, including administrative and support staff.

Can I open my account online?

Community Impact Checking and Savings accounts must be opened in person. Visit a Timberline Bank branch in Grand Junction, Montrose, or Aspen, and our team will help confirm your eligibility and get your account set up.

How much do I need to open an account?

Both checking and savings require a $100 opening deposit.

How do I qualify for the $250 checking bonus?

You must open a new Community Impact Checking account and establish qualifying ACH payroll direct deposit from an eligible employer. Your initial $250 bonus will be paid within 60 days of establishing qualifying payroll direct deposit, with additional $250 bonuses paid annually in August, subject to continued eligibility and program requirements. Account approval and bonus terms apply.

Do these accounts earn interest?

Yes. Community Impact Checking offers a 1.5% interest rate with a minimum balance of $1,000 to earn interest. Community Impact Savings offers a 2.5% interest rate with a minimum balance of $500 to earn interest.

Are there monthly service charges?

Community Impact Checking has no monthly service charge. Community Impact Savings has a $5 monthly service charge if your balance falls below $500.

Is there a limit on savings withdrawals?

Community Impact Savings allows six debit transactions per month. A $10 fee applies to each additional debit transaction.

Community Focus

When you bank with us, you are giving back to your local community. When you work with Timberline, you work with your neighbors – not call centers.

One Bank, Full Service

Streamline your banking with HSAs from the same trusted team you already know.

Fee-Free and Hassle-Free

As the Community Bank of the Western Slope, you’re more than an account number. Our accounts come with no monthly maintenance fees.

Good Samaritan Clinic Nonprofit of The Month

Our Nonprofit of the month for August

CMU Flag Ceremony

We are proud to have sponsored the installation of a new flagpole on CMU's campus commemorating America's 250th birthday and Colorado's 150th year of statehood.

Sunshine Community Nonprofit of The Month

Our Nonprofit of the month for July

Timberline Kids Club Ice Cream Social

We had a blast hosting our first-ever Ice Cream Social for the Timberline Bank Kids Club! We handed out ice cream and stickers and even had a special visit from Timber. It was a fun-filled day!