Protect What Matters Most
Types of Fraud to Watch For
Scammers often pose as trusted companies to trick you into clicking malicious links or providing sensitive information.
Tip: Don’t click suspicious links or download unexpected attachments—even if it looks legitimate. When in doubt, call us directly.
Fraudulent messages may claim there's an urgent issue with your account and ask you to respond or log in.
Tip: Timberline Bank will never text you asking for personal details or login credentials.
Criminals may impersonate bank employees or government officials.
Tip: If you didn’t initiate the call, hang up and call us back at a verified number.
Be cautious of overpayment scams or checks from unknown sources.
Tip: Never deposit a check from someone you don’t know and trust.
A rising threat to businesses—fraudsters impersonate vendors or executives to request wire transfers or sensitive info.
Tip: Always confirm payment requests with a known contact using a previously verified method.
Scammers disguise their phone number to appear as Timberline Bank or someone you know and trust. These calls often appear urgent, requesting sensitive info or immediate action.
Tip: If something feels off—even if the caller ID looks legitimate—hang up and call us back using a number you trust.
Identity Theft: When Fraud Goes Further
Identity theft can occur when scammers gain access to your personal or financial information. While fraud may involve a single unauthorized transaction, identity theft can have longer-term impacts on your finances, credit, and personal information.
Signs of Identity Theft
You may be a victim of identity theft if you notice:
- Unauthorized transactions or withdrawals
- Unexpected credit inquiries or new accounts you didn’t open
- Changes to your account information you didn’t request
- Bills, collection notices, or tax documents you weren’t expecting
What To Do If You Suspect That You Have Been A Victim Of Identity Theft
Maintain a file with detailed information regarding all fraudulent transactions and the steps you have taken to resolve the problem. This should include copies of telephone bills showing calls made and their cost. Receipts of certified mailing of letters etc.
Contact the Following:
- Your financial institution
- Your local law enforcement agency
- If you suspect mail has been stolen, contact the US Postal Service
- Federal Trade Commission at: 1-877-382-4357
- Consumer Response Center, FTC www.ftc.gov
- Attorney General's Office Consumer Protection Division: 1-800-222-4444 or in the Denver Metro Area (303) 866-5000; https://www.stopfraudcolorado.gov
Credit Reporting Agencies
- Equifax: 1-888-766-0008
- Experian: 1-866-200-6020
- TransUnion: 1-800-888-4213
Explore our Cybersecurity Tips for Business Customers (PDF) to build a stronger digital defense.
How Timberline Helps Protect You
Watch: How to Spot and Prevent Fraud
Learn how to recognize common scams, protect your personal information, and respond quickly if something doesn’t seem right. These quick video guides walk you through the essentials of staying secure—online and in everyday life.
What You Can Do
Everyday Tips to Stay Safe Online
Stay proactive with our Cybersecurity Tips for Consumers (PDF) for more ways to stay safe online and protect your personal information.
Extra Protection for Businesses
Businesses face unique cybersecurity threats. Timberline recommends:
Explore our Cybersecurity Tips for Business Customers (PDF) to build a stronger digital defense.
Think You’ve Been Targeted?
Report Fraud to the FTC
If you believe you’ve been targeted by a scam or fraudulent activity, you can also report it directly to the Federal Trade Commission (FTC). The FTC uses these reports to help identify trends, investigate fraud, and protect consumers nationwide.
Report fraud at: https://reportfraud.ftc.gov/
Security and Fraud Protection Resources
