Consumer Real Estate Loans
Contact Your Local Lending Experts
Timberline Bank offers a variety of home loan solutions to fit your needs. Whether you're building, buying, refinancing, or accessing your home's equity, our local team is here to help.
Contact us today for all your home loan needs!
Our Consumer Real Estate Loan Offerings
Construction loans are short-term loans used for new home construction and renovations. This includes contractor labor, land purchase, building materials, permits, and more.
- Unlike construction loans, a lot loan will only finance the land
- Timberline Bank offers two options for Vacant Land Loans:
- Interest only, then becomes variable
- Principle and Interest (P&I) for a fixed rate
Home equity lines of credit (HELOCs) and our Timberline Bank Mortgage allow you to leverage your equity for various spending instances. From home improvement to home financing, both options offer flexibility for manageable payments.
Keep in mind these key differences when considering a HELOC or the Timberline Bank Mortgage:
- HELOCs are a revolving line of credit while the Timberline Bank Mortgage is a 30-year amortized loan
- Our Timberline Bank Mortgage features predictable payments during the fixed-rate period, no prepayment penalties, and an opportunity to adjust as market conditions change
- HELOCs can be used as needed during your draw period (the timeframe between opening it until repayment begins)
Ready to Make Your Dream Home a Reality?
Download our consumer loan application and contact our team today.
Why Timberline Bank?
in the Nation
WE'RE HERE FOR YOU
How Can We Help?
At Timberline Bank, we understand that buying a home is more than just a transaction—it’s a major step in your life’s journey. Whether you’re purchasing your first home, upgrading to a new space, or refinancing, we’re here to provide expert guidance and customized loan options that fit your unique needs