Round Up for Rowdy
Support Colorado Mesa University Students
Every debit transaction can make a difference! When you enroll in Timberline Bank’s Round-Up for Rowdy program, each transaction automatically rounds up to the nearest dollar, and the change goes directly to the Colorado Mesa University Foundation. All proceeds support the CMU Century Scholarship, helping Mesa County students pursue their education and strengthening the Maverick community with every purchase.
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Support Students, Today
The Colorado Mesa University Foundation supports student success by providing scholarships, funding academic programs, and enhancing campus initiatives that shape the future of CMU. The Century Scholarship gives Mesa County students the ability to pursue their dreams in higher education, making a lasting impact on our Western Slope community. By rounding up your debit transactions, you're helping local students achieve more, one transaction at a time.
Round Up For Rowdy FAQ
No, enrollment is completely free for Timberline Bank customers.
Yes, you can view all round-up transfers in your Online or Mobile Banking and on your monthly statement.
All round-up donations go directly to the Colorado Mesa University Century Scholarship, creating opportunities for Mesa County students and making a lasting impact on the Western Slope community.
Yes, the Round-Up for Rowdy program is available exclusively to Timberline Bank checking account holders with a debit card, and it’s free to open an account if you don’t already have one.
Timberline Bank
Official Sponsor of CMU Homecoming
Timberline Bank is proud to be the Official Sponsor of Colorado Mesa University Homecoming. As a community-focused bank with deep roots on the Western Slope, we’re honored to support the traditions that bring Mavs, alumni, families, and fans together.
Additional Personal Accounts
Health Savings Account (HSA)
Invest in your health and future with Timberline’s HSA Solution.
- Tax advantage account exclusively for paying qualified medical expenses
- Doctor visits
- Prescription medication
- Surgeries, operations, and more
- No “Use It or Lose It” rule. Unused funds remain in the account year after year
- Contributions can be made by you, your employer, or a third party
- Contribution Plans:
- Individual Coverage Plan
- Family Coverage Plan
- Catch-Up Contribution (age 55 or older)
- Your HSA follows you regardless of career, location, or life changes
- Access funds easily with an HSA Visa® debit card or checks
For more information on contribution amounts, visit www.irs.gov or the HSA Service Center.
Minor Savings Account (MSA)
A minor savings account is a bank account opened for a child or teenager, usually with a parent or guardian as a joint owner, designed to help them learn about saving money and build positive financial habits.
Certificate of Deposit (CD)
A Certificate of Deposit (CD) is a type of savings account that holds a fixed amount of money for a fixed period of time (the term), offering a higher interest rate than regular savings accounts in exchange for less access to your funds until maturity.
- Choose your terms (30 days – 60 months)
- Requires $1,000 deposit to open
- Early withdrawal penalty may apply:
| CD Term | Penalty |
|---|---|
| 30 Days - 6 Months | All interest on the amount withdrawn |
| 12 Months | 180 days interest on the amount withdrawn |
| 24 - 36 Months | 365 days interest on the amount withdrawn |
| 48 - 60 Months | 730 days interest on the amount withdrawn |
Individual Retirement Account (IRA)
Traditional IRA
|
Traditional IRA |
|
|---|---|
|
What’s the difference? |
Contributions are tax-deductible, and earnings are taxed upon withdrawal. Withdrawals are penalty free beginning at age 59 1/2. Distributions are required to start at age 73. |
|
Terms |
12 Months 24 Months 48 Months |
|
Benefits |
Earned interest is tax-deferred. Contributions may qualify for a tax credit. |
|
Contribution |
Eligible to contribute if you earn compensation. |
Roth IRA
|
Product |
Roth IRA |
|---|---|
|
What’s the difference? |
Contributions are not tax-deductible, but qualified earnings are tax free upon withdrawal. Contributory withdrawals can be made at any time without incurring IRS taxes or penalties. Earnings withdrawals are also tax and penalty-free, provided certain conditions are met, such as reaching the age of 59 1/2 and fulfilling a 5-year holding period. Not required to take distributions. |
|
Terms |
No term or maturity date |
|
Benefits |
Qualified earned interest is tax free. Contributions may qualify for a tax credit. |
|
Contribution |
Eligible to contribute if you earn compensation. |
Additional Personal Accounts
Health Savings Account (HSA)
Invest in your health and future with Timberline’s HSA Solution.
- Tax advantage account exclusively for paying qualified medical expenses
- Doctor visits
- Prescription medication
- Surgeries, operations, and more
- No “Use It or Lose It” rule. Unused funds remain in the account year after year
- Contributions can be made by you, your employer, or a third party
- Contribution Plans:
- Individual Coverage Plan
- Family Coverage Plan
- Catch-Up Contribution (age 55 or older)
- Your HSA follows you regardless of career, location, or life changes
- Access funds easily with an HSA Visa® debit card or checks
For more information on contribution amounts, visit www.irs.gov or the HSA Service Center.
Minor Savings Account (MSA)
A minor savings account is a bank account opened for a child or teenager, usually with a parent or guardian as a joint owner, designed to help them learn about saving money and build positive financial habits.
Certificate of Deposit (CD)
A Certificate of Deposit (CD) is a type of savings account that holds a fixed amount of money for a fixed period of time (the term), offering a higher interest rate than regular savings accounts in exchange for less access to your funds until maturity.
- Choose your terms (30 days – 60 months)
- Requires $1,000 deposit to open
- Early withdrawal penalty may apply:
| CD Term | Penalty |
|---|---|
| 30 Days - 6 Months | All interest on the amount withdrawn |
| 12 Months | 180 days interest on the amount withdrawn |
| 24 - 36 Months | 365 days interest on the amount withdrawn |
| 48 - 60 Months | 730 days interest on the amount withdrawn |
Individual Retirement Account (IRA)
An IRA, or Individual Retirement Account, is a tax-advantaged savings account designed to help individuals save for retirement.
Traditional & Roth IRAs
|
Product |
Traditional IRA |
Roth IRA |
|---|---|---|
|
What’s the difference? |
Contributions are tax-deductible, and earnings are taxed upon withdrawal. Withdrawals are penalty free beginning at age 59 1/2. Distributions are required to start at age 73. |
Contributions are not tax-deductible, but qualified earnings are tax free upon withdrawal. Contributory withdrawals can be made at any time without incurring IRS taxes or penalties. Earnings withdrawals are also tax and penalty-free, provided certain conditions are met, such as reaching the age of 59 1/2 and fulfilling a 5-year holding period. Not required to take distributions. |
|
Terms |
12 Months 24 Months 48 Months |
No term or maturity date |
|
Benefits |
Earned interest is tax-deferred. Contributions may qualify for a tax credit. |
Qualified earned interest is tax free. Contributions may qualify for a tax credit. |
|
Contribution |
Eligible to contribute if you earn compensation. |
Eligible to contribute if you earn compensation. |