Personal Checking

At Timberline Bank, we offer a variety of solutions to meet your financial needs.

Bank Smarter with Timberline Bank

Stay on top of your finances with our hassle-free checking options. Whether you're looking for no monthly fees, easy digital access, or interest-bearing accounts, we have the right solutions for the entire family. 

Mobile Banking
Minor Accounts
Free Debit Cards
No Monthly Maintenance Fees

Why Timberline Bank?

Community Focus
When you bank with us, you are giving back to your local community. Your deposits stay local, helping to support economic growth on the Western Slope.
2024 Top Regional Bank
in the Nation
Timberline Bank was recognized as one of the top 250 regional banks in the United States by Newsweek two years in a row.
Excellent Customer Service
We go above and beyond in every aspect of customer service—when you call us, you’ll talk to a real, local person who’s ready to help.

Account Comparison

Free Evergreen Checking

Features

Free Evergreen Checking

Description

Paperless account, with no check writing.

Green Statements

Free ATM/debit card

Free online and mobile banking

Minimum to Open

$100

Interest Bearing

No

Minimum Balance to Earn Interest

$0

Monthly Fee

$0

Evergreen Checking

Features

Evergreen Checking

Description

Free Timberline checks

Free ATM/debit card

Free online and mobile banking

Minimum to Open

$100

Interest Bearing

No

Minimum Balance to Earn Interest

$0

Monthly Fee

$0

Evergreen Interest Checking

Features

Evergreen Interest Checking

Description

$1,000 minimum balance

Free Timberline checks

Free ATM/debit card

Free online and mobile banking

Minimum to Open

$100

Interest Bearing

Yes

Minimum Balance to Earn Interest

$0

Monthly Fee

$0

Evergreen Advantage Checking

Features

Evergreen Advantage Checking

Description

Your employer banks with Timberline and you, the employee, reaps the benefits.

Special package of discounted services.

Minimum to Open

$100

Interest Bearing

No

Minimum Balance to Earn Interest

$0

Monthly Fee

$0

Account Comparision

Features

Free Evergreen Checking

Evergreen Checking

Evergreen Interest Checking

Evergreen Advantage Checking

Description

Paperless account, with no check writing.

Green Statements

Free ATM/debit card

Free online and mobile banking

Free Timberline checks

Free ATM/debit card

Free online and mobile banking

$1,000 minimum balance

Free Timberline checks

Free ATM/debit card

Free online and mobile banking

Your employer banks with Timberline and you, the employee, reaps the benefits

Special package of discounted services

Minimum to Open

$100

$100

$100

$100

Interest Bearing

No

No

Yes

No

Minimum Balance to Earn Interest

$0

$0

$0

$0

Monthly Fee

$0

$0

$0

$0

TB-Hot-cocoa-Timber-with-Nameplate

Make the Switch Today

If you’re ready to make the switch, we’ve made it easier than ever.   Open your personal account today and experience the difference of banking locally.

Personal Checking FAQs

What are the benefits of a personal checking account?

Benefits include convenient access to your money, a safe place to store your funds, the ability to pay bills electronically or with checks, and tools to track your spending.

What do I need to open a personal checking account?
Typically, you'll need a valid government-issued ID (driver's license, passport, etc.), your Social Security number, and proof of address.
How do I withdraw money from my personal checking account?

You can withdraw cash at a branch or ATM, use your debit card for purchases or ATM withdrawals, write checks, or transfer funds electronically.

What do I do if the debit card tied to my personal checking is lost or stolen?

If you are unable to locate your missing debit card please report it as soon as possible to Timberline Bank at 1-800-331-3757.