Business Checking
Simplify Your Business Finances
Running a business is complex enough, but your business banking solutions don't have to be. With Timberline Bank, you can rely on advanced security, easy-to-use bill pay and money movement options, and so much more.
Discover simplified business banking anytime, anywhere.
Account Comparison
| Timberline Business Checking | |
|---|---|
| Description |
Non-interest-bearing business checking account No minimum balance requirements No analysis fees Free exclusive Timberline Bank checks Free Business debit card Free online and mobile banking |
| Minimum to Open | $100 |
| Interest Bearing | No |
| Minimum Balance to Earn Interest | $0 |
| Monthly Maintenance Fee | $0 |
| Timberline Business Checking Plus | |
|---|---|
| Description |
Interest-bearing business checking account No minimum balance requirements No analysis fees Free exclusive Timberline Bank checks Free Business debit card Free online and mobile banking |
| Minimum to Open | $100 |
| Interest Bearing | Yes |
| Minimum Balance to Earn Interest | $1,000 |
| Monthly Maintenance Fee | $0 |
Additional Business Checking Accounts
Essential Business Checking
- $100 opening deposit required
- Free online and mobile banking
- Digital banking services
- Bill pay
- Internal transfers
- Mobile deposits
- Positive pay
- Online wires (domestic and foreign)
- $25 RDC fee per month
- $10 ACH fee per month per account
- Bill pay
- $5 monthly fee (waived of balance exceeds $2,500)
- Account features and benefits
- First basic check order free
- Free business debit card(s)
- Standard fee schedule for other services applies
Dynamic Business Checking
- $100 opening deposit required
- Free online and mobile banking
- Mobile banking services
- Bill pay
- Internal transfers
- Mobile deposits
- Positive pay
- Online wires (domestic and foreign)
- $10 ACH fee per month per account
- interest bearing
- No minimum balance to earn interest
- $15 monthly fee (waived if balance exceeds $10,000)
- Account features and benefits
- Free basic Timberline checks
- Free business debit card(s)
- No charge for wires, cashier's checks, money order, remote deposit capture (RDC) equipment and supplies ($25/month)
Ready to Get Started? Here's What You'll Need to Open An Account.
Depending on your type of business, you'll need to meet the following requirements to open an account at Timberline Bank:
- All businesses must provide an employer identification number (EIN) and physical & mailing address. Beneficial ownership of 25% or more will require each signer to provide a social security number, physical address, and date of birth.
- Signed Resolution adopted by the Corporation's Board of Directors (add Bylaws before signed resolution of signed minutes designating authorized signers)
- Articles of Incorporation and Certificate of Good Standing from Secretary of State
- EIN Number
- Articles of Organization and Certificate of Good Standing from Secretary of State
- Organization Resolution or Operating Agreement (signed)
- Trade Name Affidavit (if operating under a different name)
- EIN Number
- Statement of Trade Name filed with the Colorado Secretary of State, if operating under a name other than your legal first and last name.
- Trust Account Summary
- Certification of Trust
- Trust Synopsis
Get Started Today.
BANKING MADE EASY
Step-by-step video tutorials for business banking services.
Business Checking FAQs
A business checking account is a bank account designed specifically for business transactions. It helps separate business finances from personal finances which is crucial for accounting, tax purposes, and legal protection.
Yes, Timberline Bank offers this service to help manage cash flow and savings goals.
Why Timberline Bank?
in the Nation
Don't Just Take Our Word
I am continually amazed at the friendliness, service, and professionalism of everyone from hostess to teller to a team member. I have dealt with two other credit unions in town and Timberline is way above anything these two have offered. They are the best.
Robert W.
You become familiar, being catered to your every need, invited to special events, and each and every one who works at this bank takes a personal interest in a growing relationship, creating a community in which one becomes a part of. There is a common goal between all parties, to be successful and collaborative as possible for success for all.
Laura S.
Timberline Bank’s entire staff was beyond friendly and helpful. Transitioning to a new bank was something we put off due to multiple accounts and the fear of this taking a huge task to accomplish. Timberline made this a breeze and don’t forget the beautiful location!
Rachael E.
By far the best bank in town. I have loved my 15 year membership so far. Staff is amazing. Highly recommend Timberline Bank!
Greg B.